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Why Finance Your Cardio Purchase?

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Instant Decision

Apply and get a decision in seconds. See more

You can apply to get pre-qualified at any time. Just answer a few questions to see loan options available for you. You’ll get all the info you need to shop with confidence. See less

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Flexible Options

We connect you with the right lending partner for you and your lifestyle. See more

Horizon works with Flexity to give you a full range of financing options. If 0% APR isn’t available to you at this time, there may be other loans for which you qualify. See less

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Transparent Plans

No hidden fees or surprises. See more

You’ll know exactly what your monthly payments will be before you buy. There are no upfront costs. See less

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Online Management

Get 24/7 access to your account and the ability to set up automatic payments. See more

Flexity will provide you with an online account so you can view your balance and see monthly statements. You’ll also be able to set up auto-monthly payments or make extra payments. See less


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How it works:

Step 1
Step 2

Apply to see all the finance options available to you.

Add a product to your cart and select “Checkout with Financing” in checkout.

Step 3
Step 4

Use the secure, online portal to select your finance option and complete your purchase.

After purchase, you’ll get an email to set up and manage your online account.


Contact us at 888.878.9011 or


O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase of $399 applies. For deferred plans, no payments are required during the promo period, except for payment protection insurance premiums, fees and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. No interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees of $0-179.64 apply and will be financed with purchase (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.